Federal Dental Plan Benefits Overview

Federal Dental Insurance or Discount Dental Plan - Which is the Better Value?

So after reviewing the basic benefits offered by the Federal dental group plans there are some clear advantages of using an alternative and affordable dental discount plan like Careington Dental Plan for your family oral health care. 

• Provides coverage for your entire household with no age restrictions 
• Discounts for procedures like crowns and root canals.
• Most insurance plans require you wait at least 24 months before your family can use the plan for orthodontics, including braces. 
• Discount dental plans allow for instant use for braces and typically at the same cost but without high monthly insurance costs.
• Careington Discount Dental actually saves you instantly.

Fee Schedule Comparison
The biggest challenge for Federal employees trying to evaluate the best plan is that you can't find fee schedules for the "highest allowable fee" that the plans cite in their marketing information. We tried contacting Blue Cross Blue Shield and GEHA Federal Dental Programs to get actual fee schedules for ADA coded procedures for crowns and we were unable to get an actual cost. With discount dental plans like Careington, you have access to fee schedules using their simple to use online tool. Simply enter your zip code, select a dentist and you can see the agreed upon fees before you enter their practice.



Get More Info
You can fins more info about Federal Dental Insurance Plans at www.OPM.gov. Get more information on how to get the lowest cost for dental, please go to www.PortresGroup.CareDP.com.