Let's Compare Federal Employee Dental Insurance Plans

Dental Insurance for Federal Employees

The good news for federal employees is that they have access to several dental insurance plans. The bad news is that employees have to pay for dental plans in addition to their health care plans. The other not so great news is that unlike their federal health care plans, federal employee dental plans do not provide as good good of an overall value and savings.

Federal Employee Dental Insurance Review
If you take the time and review the overall cost of federal employee dental insurance you'll find that -

• Most family dental plans cost about $50 monthly. 
• You may also have to provide co-pays for every visit. Insurance also has yearly limits on costs for oral care. 
• There is also all the confusing paperwork and pre-authorizations that most insurance plans require. 
• If you are interested in braces, most of the federal plans require a long waiting period before you can use the plan for braces or orthodontia.

You Don't Know the Cost Upfront - That's Not Good
The most frustrating part is not easily finding fee schedules so you can compare plans. This is a critical issue since most plans list the percentage of the negotiated cost that employees will have to pay ... on top of the other fees already mentioned. The bottom line is that you will have to pay more than half for most major procedures as will as premiums.

A Better Way - Discount Dental Plans Save You Money
Discount plans are simple to use:

• Fee schedules are published for each zip code
• No paperwork
• No high monthly fees
• No waiting periods - Use Instantly!
• 20%-70% off procedures
• Can be used for cosmetic, braces, dentures, crowns and more!
• Get a free Vision Plan as a Bonus

The Best Discount Dental Plan - The Careinton Dental Plan
We've done the hard part and found the best discount plan for dental. Careington Dental is the best plan for overall oral care.

Over 60,000 dental providers nationwide - Provider Search
Careington has developed a first class panel of providers nationwide who must pass strict credentialing procedures. Providers must make available and pass a stringent series of information requirements prior to being accepted into the panel.
Is a Dental Plan a Cheaper Alternative for Orthodontics? Yes, and you can use the dental plan for discounts on braces immediately. See specialists without a referral - Specialist Provider Search
Strongest savings in the market Careington has greater savings compared to other plans, sometimes as much as 100% more.  One of the oldest discount dental plans Careington was started and still owned by two dentists in 1979.  Learn more about Careington Dental Plan
Use the plan immediately At the end of the application process you will get a Temporary ID that you can use immediately. You can use our plan on any dental work that has not already begun.

Full fee schedule available online ... Know exactly what you pay up front Careington includes the full schedule, not just sample schedule of savings. When you go to the dentist office, you'll know exactly what you are going to be charged by a general dentist. See the full fee schedule for your area.
Available at a low monthly rate We don't require you to pay annually for your membership. You can pay monthly or you have the option to save 10% if you decide to pay annually. Learn more about the plan.
Over 7 million satisfied members ... Families & Businesses Careington has created a plan that meets the needs of millions across the U.S., serving some of America's largest corporations:
Include anyone in your household You can include your spouse, children, parents — anyone living in your household, or anyone you are responsible for.

Learn More

Go to http://portresgroup.caredp.com